Special Homebuyer Savings

Save Now
Get 1% off your rate
for 1 year* + $1,000**

Save Later
Receive $2,000 when you
refinance within 3 years1
Get my pre-approval

Tap into the power of your home equity
& special homebuyer programs

Turn your home
equity into cash

Obtain cash from your home equity to consolidate debt, renovate or cover expenses with a Home Equity Loan or Cash-Out Refinance.

Access My Equity

Find a top agent and get
cash after closing
Save now

Connect with a top agent anywhere in the nation and earn $350 - $9,500 when you buy or sell a home with that agent.2

Learn More

Protect yourself from
future rate hikes
Lock & Shop 60-day rate lock

Lock your rate before you find your new home to protect yourself from rate hikes. And if rates go down, you can update to the lower rate.3

Save Now

We're here for you at every
step of your home loan journey

Our loan experts will guide you, from start to finish

Your dedicated Pennymac Loan Officer will help you find the option that works best for you, and guide you throughout your journey.

Find a loan officer
Apply online,
at any time

Submit your application online and an expert will reach out to go over your options and help you with next steps.

Apply Now
Find the solutions you seek: Let’s talk

Get all the information you need to make the right mortgage decisions, at the right time.

866-549-3583

Today's rates

View today’s rates. Personalize your results to see what your mortgage payment could be in certain scenarios.

Personalize
My Rate

Mortgage Type Rate APR* Points
Conventional 30 year fixed
FHA 30 year fixed
VA 30 year fixed

*View Assumptions

Rates valid on: and are subject to change without notice. Your actual rate may change dependent on a variety of financial factors. Please keep in mind that the mortgage rates shown above are based on certain assumptions, which may differ from your personal home loan scenario.

Imagine, discover, plan:
Your Learning and Support Center

Explore the library of resources designed to help you build your knowledge and plan ahead.

We love our homeowners

A+ Rating, Accredited Business, Better Business Bureau
5 Star Lender, Nerdwallet
4 Star Lender, Forbes Advisor
5 Stars, LendingTree
4.6 Star Lender, Bankrate
Best Mortgage Lenders, March | April | May 2024, CNET
A+ Rating, Accredited Business, Better Business Bureau
5 Stars, LendingTree
5 Star Lender, Nerdwallet
4.6 Star Lender, Bankrate
4 Star Lender, Forbes Advisor
Best Mortgage Lenders, March | April | May 2024, CNET

Read why people love Pennymac

Rated out of 5 stars by our customers
    reviews on
    Birdeye

    nearly 5 million

    Lifetime Customers

    #2 Lender

    In the U.S.***

    $632 Billion+

    In Loans Serviced

    Want to stay in the know about today's interest rates?
    Sign up for emails and get updates directly in your inbox!

    Your info has been received!

    Thanks for signing up for Pennymac updates! If you have any questions about
    our rates, mortgages, etc., you can always call us at 866.549.3583.

    Sorry, but something went wrong

    Please refresh the page and try again. Or if you have any questions about
    our rates, mortgages, etc., you can always call us at 866.549.3583.